Travel Insurance

Travel

 Insurance

Continuing with our commitment to responsibility and integrity when dealing with our customers, we feel travel insurance is very important when traveling.

Travel insurance can give you peace of mind and the knowing that whatever happens, wherever you are travelling you will be covered. Here are some reasons to choose travel insurance

Travel Insurance Details

Government health insurance plan may not cover all your emergency expenses

When you leave your home province or territory your government health insurance plan may not cover emergency medical expenses. The Canadian government urges all Canadian to purchase supplemental health insurance when leaving the country. When you purchase travel insurance you are provided coverage for trip cancellation, interruptions, medical and more. Whereas you would not be covered had you not purchased insurance through us.

Credit Card coverage may be limited

It is true that some credit cards provide emergency medical insurance when traveling outside of Canada. However, there are some important distinctions to what travel insurance covers and what your credit card's insurance plan covers. For example, with credit card insurance your coverage could only be based on trips purchased with the card or- only limited to a fewer number of travel days. Review the terms of your credit card insurance.

Employee benefits plan coverage may be limited

It is entirely possible that under your employee benefits plan you are not covered for out-of-country medical coverage, or you are not covered for your spouse or any dependants. Again, review the terms of your employee insurance to see if it is limited in some aspects and decide whether it is a good idea to supplement with additional insurance.

More reasons to get travel insurance
  • Your flight has been cancelled
  • Your bags are lost and your medication is in it and you need to have an emergency prescription filled
  • Your passport and wallet are stolen, and you need emergency cash and a replacement passport
  • You need to cancel your trip due to illness
  • You have a medical emergency in a foreign country
Travel Tips
  • Drink bottled water when at all possible
  • Make sure you know the laws of the country you will be travelling to
  • Turn off your heat or gas at your home while out of town
  • Ask a friend or family member to pick up your mail
  • Make sure you have valid house insurance
  • Give a copy of your house key to a close friend or family member
  • Wear comfortable clothes and shoes on the plane
  • Do not leave your passport or legal documents unattended at any time
  • Ask your doctor for any special requirements that need to be taken care of before traveling
Travel Checklist
  • Valid passport for 1 year
  • Consent form for children under 12 years
  • Check baggage allowance depending on domestic/international flight & carrier
  • Laptop/camera carry with you as second carry on
  • Immunization (some countries ask for special vaccine)
  • VISA required for some countries
  • Children need 2nd photo ID (care card, birth certificate)
  • Reconfirm your return flight 72 hrs before departing
  • Insurance is recommended
  • Make sure to be at the airport 3 hours prior to depart
  • Make transportation arrangements ahead of time
  • Read your ticket carefully
  • Know what terminal you are arriving or departing from
  • If you need assistance make sure to schedule this before time
  • If you have any special food requests ask ahead of time

*Authorized to sale travel insurance/visitor insurance in British Columbia, CA ONLY